:root{--ink:#293f50;--muted:#657782;--paper:#f5f9fc;--line:#dce7ee;--accent:#bcefff}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 Arial,sans-serif}a{color:inherit}button,input,select,textarea{font:inherit}button,a,input,select,textarea{outline-offset:5px}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #1682b6}h1,h2,h3,p{margin:0}h1,h2{font-family:Georgia,serif;font-weight:400;line-height:1.08;letter-spacing:-.045em}h1{font-size:clamp(48px,5.4vw,78px)}h2{font-size:clamp(34px,4vw,52px)}h3{font-size:20px;line-height:1.3}.wrap{width:min(1180px,calc(100% - 64px));margin:auto}.site-header{background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav-wrap{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{text-decoration:none;font:36px Georgia,serif;letter-spacing:-2px;line-height:1}.brand span{display:block;font:10px Arial,sans-serif;letter-spacing:4px;text-transform:uppercase;margin:9px 0 0 3px}.nav-links{display:flex;gap:30px;align-items:center;font-size:13px}.nav-links a{text-decoration:none}.nav-links a:hover{text-decoration:underline}.nav-cta,.button{display:inline-flex;align-items:center;justify-content:center;gap:18px;border-radius:8px;padding:13px 21px;background:var(--ink);color:white;text-decoration:none;border:0;font-weight:600;cursor:pointer}.button:hover,.nav-cta:hover{background:#17688d}.eyebrow{display:block;font-size:11px;letter-spacing:2px;text-transform:uppercase;font-weight:700;margin-bottom:24px}.hero{padding:70px 0 80px}.hero-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:90px;align-items:center}.hero-copy>p{max-width:430px;margin-top:26px;color:var(--muted);font-size:18px}.hero h1 em{color:#167da8;font-weight:400}.hero-foot{border-top:1px solid var(--line);margin-top:40px;padding-top:22px;max-width:440px;display:flex;gap:26px;font-size:12px;color:var(--muted)}.hero-foot strong{display:block;color:var(--ink);font-weight:500;font-size:14px;margin-bottom:3px}.form-card{padding:32px;background:white;border:1px solid var(--line);border-radius:18px;box-shadow:0 20px 55px #234b7110}.form-card h2{font:27px Georgia,serif;letter-spacing:-.5px}.form-card .intro{font-size:13px;color:var(--muted);margin:8px 0 22px}.form-card form{margin:0}.form-card label{font-size:12px;font-weight:600;display:block;margin:13px 0 5px}.form-card input:not([type=hidden]),.form-card select,.form-card textarea{display:block;width:100%;border:1px solid #d4e1ea;border-radius:7px;background:#fbfdff;color:var(--ink);padding:11px 12px;min-height:46px;font-size:14px!important;margin:0!important;box-shadow:none}.form-card textarea{height:86px!important;resize:vertical}.form-card .form-group{margin:0}.form-card .text-left,.error-icon{display:none}.form-card button{width:100%;margin-top:20px;padding:14px;border:0;border-radius:7px;background:var(--ink);color:white;cursor:pointer;font-weight:600}.form-note{font-size:11px;color:var(--muted);margin-top:14px;line-height:1.55}.form-note a{text-decoration:underline}.toast{background:#a33131;color:white;padding:7px 12px;border-radius:6px;position:absolute;z-index:30;font-size:12px}.section{padding:80px 0}.section-heading{display:flex;justify-content:space-between;gap:50px;align-items:end;margin-bottom:36px}.section-heading h2{max-width:550px}.section-heading p{max-width:360px;color:var(--muted);font-size:14px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{padding:30px;border:1px solid var(--line);border-radius:12px;background:#fff}.number{font:13px Arial,sans-serif;color:#557889;display:block;margin-bottom:36px}.card p{font-size:14px;color:var(--muted);margin-top:14px}.dark{background:var(--ink);color:#f5f9fc}.dark .eyebrow{color:var(--accent)}.detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px}.dark p{color:#e5f5fd;margin-top:24px;font-size:15px}.checklist{list-style:none;padding:0;margin:0;counter-reset:item}.checklist li{padding:21px 0;border-bottom:1px solid #ffffff24;display:flex;gap:24px;font-size:15px}.checklist li:before{counter-increment:item;content:'0' counter(item);font-size:11px;color:var(--accent);padding-top:3px}.risk{border-left:2px solid var(--accent);padding-left:18px;font-size:12px!important}.closing{text-align:center;padding:75px 0}.closing p{color:var(--muted);margin:18px 0 26px}.privacy{border-top:1px solid var(--line);padding:28px 0;font-size:11px;color:var(--muted)}footer{padding:24px 0;border-top:1px solid var(--line);font-size:12px}footer .wrap{display:flex;justify-content:space-between;gap:20px}.legal{max-width:850px;padding:70px 0}.legal h1{font-size:50px;margin-bottom:30px}.legal .section{padding:24px 0;border-bottom:1px solid var(--line)}.legal h2{font:24px Georgia,serif;margin-bottom:14px;letter-spacing:0}.legal p,.legal li{font-size:15px;color:var(--muted)}.status{padding:90px 0}.status h1{max-width:800px;font-size:clamp(38px,5vw,62px)}.status p{margin:24px 0;color:var(--muted)}@media(max-width:950px){.hero-grid{gap:35px}.hero{padding-top:45px}.nav-links{gap:18px}.detail-grid{gap:40px}.form-card{padding:24px}}@media(max-width:700px){.wrap{width:calc(100% - 36px)}.nav-wrap{min-height:76px;gap:10px}.brand{font-size:30px}.nav-links>a:not(.nav-cta){display:none}.nav-cta{padding:10px 14px;font-size:12px}.hero-grid,.detail-grid,.cards{grid-template-columns:1fr;gap:28px}.hero{padding:40px 0}.hero-copy>p{font-size:16px}.hero-foot{margin:26px 0 8px}.form-card{padding:24px}.section{padding:52px 0}.section-heading{display:block}.section-heading p{margin-top:20px}.number{margin-bottom:22px}.closing{padding:50px 0}footer .wrap{flex-direction:column;gap:8px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* Original Fontis blue palette and logo. */
.brand{display:inline-flex;align-items:center;letter-spacing:0}
.brand img{display:block;width:190px;height:auto;max-width:100%}
.nav-cta,.button,.form-card button{background:#45b6fe;color:#123248}
.nav-cta:hover,.button:hover,.form-card button:hover{background:#79caff;color:#123248}
.dark{background:#45b6fe;color:#123248}
.dark p,.dark .eyebrow,.checklist li:before{color:#123248}
.checklist li{border-bottom-color:#12324830}
.risk{border-left-color:#123248}
.hero h1 em{color:#147ca9}
@media(max-width:700px){.brand img{width:138px}.nav-wrap{gap:16px}.nav-cta{padding:10px 12px}}
/* Photography with high-contrast text surfaces. */
.hero{background:linear-gradient(90deg,rgba(13,36,53,.72) 0%,rgba(13,36,53,.55) 42%,rgba(13,36,53,.22) 100%),url('../demo-data/BG4.jpg') center/cover no-repeat}
.hero-copy{color:#fff}
.hero-copy>p,.hero-foot{color:#e3edf4}
.hero h1 em{color:#7dd5ff}
.hero-foot{border-top-color:#ffffff40}
.hero-foot strong{color:#fff}
.form-card{box-shadow:0 22px 65px #00182735}
.card-symbol{display:flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:14px;background:#e7f6ff;color:#147ca9;font-size:34px;line-height:1;margin-bottom:24px}
.number{margin-bottom:20px}
.savings-photo{display:block;width:100%;height:235px;object-fit:cover;border-radius:12px;margin-bottom:18px}
.details-visual{min-width:0}
.closing{background:linear-gradient(90deg,rgba(245,249,252,.98),rgba(245,249,252,.90)),url('../demo-data/BG4.jpg') center 65%/cover no-repeat}
@media(max-width:700px){.hero{background:linear-gradient(180deg,rgba(13,36,53,.58),rgba(13,36,53,.55)),url('../demo-data/BG4.jpg') 42% top/auto 700px no-repeat;background-color:#16354a}.savings-photo{height:auto;max-height:270px}.hero-copy{padding:10px 0 8px}}
/* Larger reading sizes and compact, aligned hero details. */
body{font-size:18px;line-height:1.55}
.nav-links{font-size:16px}
.eyebrow{font-size:13px;letter-spacing:1.6px}
h2{font-size:clamp(36px,4.4vw,60px)}
h3{font-size:23px}
.hero{padding:48px 0 52px}
.hero-grid{gap:60px}
.hero-copy>p{font-size:20px;line-height:1.5;max-width:490px;margin-top:22px}
.hero-foot{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));align-items:start;gap:16px;max-width:440px;margin-top:24px;padding-top:14px;font-size:16px;line-height:1.35}
.hero-foot>div{min-width:0}
.hero-foot strong{font-size:18px;font-weight:600;line-height:1.35;margin-bottom:4px}
.form-card h2{font-size:32px}
.form-card .intro{font-size:16px;margin-bottom:16px}
.form-card label{font-size:15px;margin-top:10px}
.form-card input:not([type=hidden]),.form-card select,.form-card textarea{font-size:16px!important;padding:10px 12px}
.form-card button,.button{font-size:18px}
.form-note{font-size:13px}
.section-heading p,.card p,.dark p,.checklist li,.legal p,.legal li{font-size:18px;line-height:1.55}
.section-heading p{max-width:400px}
.risk{font-size:15px!important}
.number,.checklist li:before{font-size:14px}
.privacy,footer{font-size:14px}
@media(max-width:950px){.hero-grid{gap:30px}.nav-links{gap:16px;font-size:14px}}
@media(max-width:700px){.hero{padding:30px 0}.hero-grid{gap:24px}.hero-copy>p{font-size:18px}.hero-foot{font-size:15px;gap:14px;margin-top:20px;padding-top:12px}.hero-foot strong{font-size:17px}.eyebrow{font-size:12px}.nav-cta{font-size:14px}.brand img{width:120px}.form-card{padding:22px}.form-card h2{font-size:29px}.section-heading p,.card p,.dark p,.checklist li{font-size:17px}.form-note,.privacy{font-size:13px}}
@media(max-width:360px){.nav-cta{font-size:12px;padding:10px}.brand img{width:100px}.hero-foot{font-size:14px}.hero-foot strong{font-size:16px}}
/* Subtle one-time entrance effects; content remains visible without JavaScript. */
.scroll-reveal{opacity:0;transform:translateY(24px);transition:opacity .65s ease,transform .65s cubic-bezier(.2,.7,.2,1)}
.scroll-reveal.is-visible,.scroll-reveal:focus-within{opacity:1;transform:none}
.cards .scroll-reveal:nth-child(2){transition-delay:80ms}
.cards .scroll-reveal:nth-child(3){transition-delay:160ms}
.button,.nav-cta,.form-card button{transition:background-color .2s ease,box-shadow .2s ease}
@media(max-width:700px){
 .hero-copy{min-width:0;text-align:center;padding:16px 12px 12px}
 .hero-copy .eyebrow{max-width:330px;margin:0 auto 22px;line-height:1.5}
 .hero h1{font-size:clamp(36px,10.5vw,60px);line-height:1.13;letter-spacing:-.045em}
 .hero-copy>p{max-width:350px;margin:22px auto 0;text-wrap:pretty}
 .hero-foot{margin:24px auto 0;max-width:370px;text-align:center}
 .cards .scroll-reveal{transition-delay:0ms}
}
@media(prefers-reduced-motion:reduce){
 .scroll-reveal{opacity:1;transform:none;transition:none}
 .button,.nav-cta,.form-card button{transition:none}
}